Did you know that banks not only check your credit score when buying or refinancing a house, but also when you go purchase or lease a vehicle. This is why you should be aware of what is being reported on your credit and have it checked at least twice a year.
Your credit score when buying a car will determine the interest rate you qualify for—basically, the better and higher your credit score is, the lower interest rate and payment the bank will give you.
With the Equifax Breach and Identity Theft on the rise these days, it seems to be the "norm", but it shouldn't be something that you have to deal with. You can protect yourself from falling victim with these easy steps
If you're not sure if your information was leaked due to the Equifax breach, you can check using their Eligibility tool here or call the Settlement Administrator at 1-833-759-2982 to check the eligibility and see if your personal information was breached
If so, You can still file a claim, but hurry because January 22, 2020 is the deadline
We suggest obtaining (if you have not done so already) a Credit Monitoring service that protects you from Identity Theft. We work with Identity IQ and know that they put their clients first.
As mentioned on our last post, Identity Theft is on the rise and scammers are finding ways to cheat people—don't fall victim to their scams! Protecting yourself from Identity Theft can be done with a full simple steps.
Checking your credit report at least twice a year helps you see if there's any fraudulent accounts under your name, and helps to see if there's any suspicious inquiries being reported using your information. But there's an extra step that one can take if they want 24/7 identity protection, and it's as simple as enrolling in a credit monitoring service.
It's scary to think how easy hackers have been able to access thousands and thousands of accounts so easily. From credit card information at gas station pumps, to scanners at airports, we are becoming victims of technology and it seems to be getting worse. For this reason, today we're going to look at how fraud affects your credit score and what you can do about it!
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Helping our clients re establish their credit so that they can achieve their goals
We try to accuracy inform the public with valuable information that can benefit them, But if you see something that doesn't look right-- please let us know